This is a one-time two hour financial planning session. It can serve as a financial tune-up, second opinion, or a way to obtain advice on a limited set of issues.

We can address any questions or issues that you may have. Some examples are

• Analysis of current Asset Allocation based on goals, risk profile, time horizon and tax situation.
• Evaluation of performance of current investments relative to benchmarks. Any improvements, if applicable, are suggested. 
• Retirement accumulation and distribution analysis
• Analysis of current costs being incurred for financial advice
• Saving for child's education; 529 plans etc.
• 401(k) analysis, IRA rollovers etc.

Preparation:

• For financial review, you send in the completed personal profile questionnaire, including the three financial issues you want to address in the review.
• For investment review, you send in most recent brokerage, bank, pension, and social security statements.

When making your appointment, please let us know the three most critical areas you will want to cover. You will leave the appointment with a written list of recommendations and specific options.

An additional hour will be left open at the end of the two-hour appointment to discuss investment management/retainer options suitable for your situation if you are interested. The full amount paid for the financial review will be applied against the initial retainer/investment management fees if you decide to become a regular client within 30 days.

If you are considering becoming a regular client, this financial review is an excellent starting point. Further appointments will be scheduled at the end of the financial review.

No tax preparation or specific investment advice as to buying/selling individual funds/stocks is included in the financial review. It is important to note that the financial review is not a full financial plan. It is a brief overview of your financial progress and a review of limited aspects of your financial situation.

Should you have any questions or to set up an appointment, call us at 540 318-6768 or contact us. Appointments are generally scheduled as soon as possible. If you have an urgent issue or have questions about this program, we can set up a telephone appointment for you to discuss your needs.

Payment: A one time fee of $300. One-half of the fee should be paid at the time the appointment is scheduled; the remainder is paid when you arrive for your appointment.